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Ready To Get Started?
Toll Free: (800) 223-1247
Email: Send us an Email
Special Offer
Activate a free, no-cost, merchant account and receive a Free credit card terminal, or Free internet payment gateway software, you will receive 1 hour of Free business consulting for your new business venture!
Small Business Advice
Let our team of marketing experts help you succeed with shortcuts, tips, consulting and just plain helpful advice. Click here to fill out our form and our marketing experts will contact you to get started.
Online Business Tools
Click here to view and download free tools to help you run your business including tools like RoboForm, GoToMyPC, eFax, Auction Checkout, Google Toolbar, Vista Print, Online Stamps, Office Supplies, Free color printer, and more.
Website Design
Let our team of internet technology experts and creative art directors help you launch your business online.
Creative Design Services
Are you starting a new business, launching a new service or want to change your corporate image? Then you need a top quality logo and sales and marketing brochures, and a complete business identity system that will help promote your business and attract more customers.
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CHECK GUARANTEE AND
ELECTRONIC CHECK CONVERSION
NBA has a tradition of providing merchant clients and their customers with the most advanced solutions for Electronic Check Processing, Credit, Debit and EBT processing.
Our proprietary Check Processing System has the ability to process thousands of transactions per second. We are proud of our 99% retention of check processing customers. This is testimony to the quality of our product.
NBA Check Services offers solutions to merchant challenges by delivering the most powerful and merchant-friendly check service in the industry today. Our premier service, Conversion/Guarantee, combines the protection of check guarantee with the convenience of check conversion, thereby providing merchants with virtually risk-free check acceptance and funds within 48 hours.
Check Guarantee Services
Check Guarantee is the most commonly used check service allowing the merchant to “insure” the face value of the check and protecting the merchant against checks written on non-sufficient funds (NSF). Merchants obtain electronic approval or voice authorization for the transaction and then deposit the checks. Checks that do not clear can be submitted to Nationwide for reimbursement. This reimbursement typically takes 2-4 weeks from the time of receipt of the original item, and is processed electronically via the ACH. It is sent under a specific category, so the merchant can identify that the credit is for a bounced item.
- Accept checks worry-free
- More authorizations - Fewer declines
- No financial risk
- Fast approvals
- Easy claim submittal
- 24/7 customer service
- Free supplies
Check Guarantee Features
- Checks are approved within seconds at the point-of-sale using
your existing Nurit 2080 or 2085 credit card terminal
- Checks under a certain dollar amount (typically $150) are
automatically approved
- Merchants who mail us the returned check information will be
reimbursed 100% face value of the check within 30 days
- Free supplies, claims envelopes, floor plan logs, and signage
- 24/7 customer service department including holidays
- We provide free terminal support
- We accept checks from the United States, US territories (Puerto
Rico, Guam, US Virgin Islands) and Canada are accepted.
Premium Check Guarantee - Optional Services:
- MULTIPLE CHECK PREMIUM (+ $ .02˘) - This check payment solution allows you to accept 2-4 checks from a customer to be deposited over a specified period of time. The checks are guaranteed up to the total maximum approval amount.
- PREMIUM APPROVAL (+ $ .02˘) - Can't afford to turn down any check sale? With Premium Approval, you'll have the highest approvals available. In fact, we guarantee it and will pay you to return to your previous guarantee provider if you don't agree.
- DISPUTED STOP PAYMENT PREMIUM (+ $ .02˘) - Need protection against Disputed Stop Payment returns? Check out other programs and you'll find they don't cover disputes. We do! Our coverage includes reimbursement on Disputed Stop Payments, often the most difficult to collect on.
- PARTIAL PAYMENT PREMIUM (+ $ .02˘) - Give customers the option to pay by check and any other payment method: cash, credit card, debit card, whatever your store accepts. This premium may be just the edge you need to increase sales and customer satisfaction.
- COD PREMIUM (+ $ .02˘) - Before you send out an order, authorize the check with us, then send out the order and collect the check knowing it's guaranteed. With this premium, your customers will be able to pay with a check-the preferred non-cash method of payment.
- INTEREST AND BANK FEE (+ $ .11˘) - With this premium, we'll pay your bank fees and interest from the day the check was written until the day the claim is processed.
- PLUS SALES (+ 10% per Check) - A stand-alone program designed to supplement a competitor’s service, authorizing checks declined by the other provider.
- FLAT FEE WARRANTY (+ 8% per Check) - This unique, simple to use program features a set monthly fee and claims coverage.
Subject to the terms and conditions of the Service Agreement.
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